jump to navigation

Foreign Currency Investing January 5, 2008

Posted by pf in Expenses and Savings.
Tags: , , , , , , , , , , , ,

Almost every day I read about how the US dollar continues to drop versus foreign currencies. During my travels abroad I have experienced this first hand when exchanging dollars for the local currency. The depreciation of our currency coupled with the recent decline in interest rates feels like a double-whammy in my pursuit of wealth creation.

As a result, I have been trying to figure out ways to minimize the damage and even capitalize on the opportunity. As I thought about this, the most obvious options seemed to be:

  • Investing in foreign stocks (which I already do)
  • Foreign currency trading

I don’t actively trade in stocks and I certainly can’t imagine myself actively trading in foreign currency. Regardless, I wanted to investigate other options. In particular, I was interested in how to improve the earnings on my cash position which is a fairly significant portion of my overall portfolio ($120K or 33%), excluding my home equity.

Portfolio Allocation – Feb

Here is what I found:

Foreign Currency ETFs – Essentially, the ETF will hold actual foreign currencies you are investing in and appreciate or declined based upon their performance against the dollar. This is fairly straightforward in that you are making a bet (much like currency trading) about how that currency will do against the US dollar. One of the downsides is that the ETF is not quite as liquid and you may not be able to get out as quickly if the market starts to tank. However, purchasing an ETF seems much simpler than setting up a trading account (particularly for smaller investors like myself who wouldn’t really use it very often).

Foreign Currency CDs – this is a new product for me that I had never really read anything about until very recently. This works just like a regular CD you would purchase at you local bank…they are even FDIC insured! The primary advantage is that you can invest your US dollars at higher interest rates (ex: current interest rates in New Zealand are as much as 6.75% for a 12-month CD) than you could otherwise with prevailing US interest rates. In addition, you may also get a boost to your overall return should the current appreciate against the dollar. Of course, the flip-side is that it could go the other way and your return could then be less. Despite the risks, I find this option very intriguing as I can open an account with a bank branch within the US and it would be FDIC insured. Assuming I could find enough of a rate difference and feel good about the potential current fluctuations, I could improve my real rate of return on my cash. I don’t think you would view this like an equity investment with potential for significant price appreciation, but rather an aggressive play with your cash. One of the banks I have seen advertise this is Everbank.

Foreign Currency Loans – This potential option really got me excited. Of course, as far as I can tell thus far, it doesn’t seem like something that is readily available in the US, but something more widely done in other countries such as the UK, for example. In particular, for things like mortgages. In this case, your loan is made at the prevailing interest rates of the foreign currency and you pay back your loan in the denomination of the foreign currency. The advantage is that you could obtain a loan at a much lower interest rate in the foreign currency (ex: 2.5% in Japanese Yen). Again, the potential downside is that you are exposed to the currency risk. If the Yen rises…bonus! If the Yen falls significantly…ouch, your monthly payment just went up. Also, for mortgages, many countries do not have loan terms that are as long as the US 30-year mortgage. Obviously, this raises your monthly payment…very unattractive for many in the US where mortgages terms are increasing (35 and 40 year mortgages becoming more common) because we can no longer afford the 30-year due to rising home prices and increasing debt. Anyway, although this doesn’t seem like an option for most of us right now, I think it is a fantastic concept that would increase the competition here in the US and open up a lot more options for astute borrowers. Of course, utilized improperly, it could also become the next subprime mortgage (people making big bets that don’t pan out).

Offshore Bank Account – I also looked into opening a foreign bank account so I could have funds invested there earning the local interest rate. HSBC seemed to have some options via their HSBC Bank International. Take a look at their quick guide to Ibanking. There are no additional fees to open up these types of accounts, although there are higher minimum balances required (ex: 25,000 British Sterling or currency equivalent) if you want to avoid a monthly service charge (ex: 20 British Sterling or currency equivalent). The best part is it appears that everything can be transacted online. I think the advantages and disadvantages of such an account are similar to the others, with the constant risk of currency fluctuation. The additional advantage here seems to be the ability to move funds in/out with relative ease and speed.

I have not made a firm commitment to pursue any of these options yet. However, as I mentioned, I find myself very interested in the CD…particularly as US rates appear to be headed downward for in the near term (next 12 mos). I don’t think these options make sense for everyone…but I think it could for some. Regardless, I’m glad to know I have some additional options available to me that I was not really aware of.

If anyone has some experience with this and /or knows of some other options I have not yet explored, please let us know!



1. Aaron Shepard - January 7, 2008

You might look also at the Merk Hard Currency Fund.

2. Carnival of Personal Finance 134: Building on the Basics | Mrs. Micah: Finance for a Freelance Life - January 7, 2008

[…] My Personal Finance Odyssey says that with the fall of the dollar we might consider Foreign Currency Investing. […]

3. Having Your Finances In Order Can Be…Boring « My Personal Finance Odyssey - January 25, 2008

[…] put a little bit of excitement back in my personal finance life. You may recall my recent post on Foreign Currency Investing. Obviously, this was my attempt to create a spark and jazz up our relationship.  Unfortunately, I […]

4. T Rowe Price versus Vanguard « My Personal Finance Odyssey - February 27, 2008

[…] Foreign Currency Investing […]

5. Net Worth: How Am I Doing? « My Personal Finance Odyssey - March 3, 2008

[…] Foreign Currency Investing […]

6. marcus bynum - December 9, 2008

need to trade alot of currency.

marcus anthony bynum - August 31, 2015

Looking at the deferred deposit history from a financial institution, there are transactions that are made in the deferred deposit system…. ,lll g number 53226 trn date 05/01/12 amount 768.96 rc sts 2.9% western union number 397087 trn date 02/07/12 amount 25.00 rcsts .0%… western union number 521222 trn date 01/26/12 amont 50.00 rc sts .0%.. western union number 3*7322 trn date -1/-6/12 75.– rc sts .-%, western union 384586 trn date 01/02/12 amount 20.00 rc sts .0%… United states treas 39420 03/0811 amount 929.00 rc sts 2.5%.. United states treas number 47344 trn date 02/03/11 amount 674.00 rc sts 2.5%… deferred deposits fe2 check 000116 amount 300.00 trn date 04/01/15 dep date 05/01/15 paid pkup yes…ssb check 000051 amount 300.00 trn date 03/06/15 dep date 04/01/15 paid pkup yes…mg3 check 000027 amount 58.82 trn date 11/11/14 dep date 11/29/14 paid pkup -2 yes… then you have a mk5 check 000001 amount 300.00 trn date 12/04/14 dep date 01/05/15 paid pkup +3 meaning paid 3 months after the dep date yes,, and that’s a enter transaction 574-market.. It comes with customer id…

7. marcus anthony bynum - March 8, 2009

There needs to be alot of currency trading as soon as possible. Also need to get alot more negotiations with dubai inc.

8. marcus bynum - March 20, 2009

need some sexy women to invest their currency in the market.

marcus anthony bynum - September 1, 2015

i see some sexy woman in the financial business buy back agreement 119048085 check nbr :00095 due date :09/01/15 history amount.. $100.00 fee $17.50 this transaction 09/01/2015 pm… applied to the amount $-100.00 the loan comes from advance america… please note ; a cash advance transaction is intended to be a short-term financial management tool.. as a result, the cost may be higher than for longer term alternatives offered by other financial institution…applied to fee.. $-17.50…we3 c check 000185 amount 300.00 trn date.. 05/01/15 deposit date 06/01/15 paid pkup……

9. marcus bynum - June 7, 2009

Alot of currency is needed in fortune 500 companies for the problems that is going on with major companies going broke. The fortune 500 companies are in bailout.

10. marcus anthony bynum - May 6, 2010

Need more foreign tachnology upgraded for the future etc. Negotiations are needed to get upscaled.

11. marcus anthony bynum - December 22, 2011

Getting in the institute of trading portfolio management forum might be a good idea for higher education in exchange of commodities.

12. Discover Top-Rated Currency Trading Robot Now - January 26, 2012

A fast currency exchange profits by using forex software now

13. marcus anthony bynum - February 2, 2012

getting tired of all the little kid games out in the environment so what we should do is get back to business on the gulf region . foreign currency investing directly to the gulf reigon. gulf of oman , gulf of mexico , persian gulf , and seacoast business . the sea do business with every living person on every seacoast. the leaders humbled themselves.

14. marcus anthony bynum - February 3, 2012

coming to america currency – coming to america the movie staring eddie murphy. i need more study info on corporate – stock market crash coverage as soon as possible.

15. marcus anthony bynum - February 6, 2012

we should get in contact with the authority to get more business done with saudi arabia stock exchange. to have more resources processed in saudi arabia stock exchange.

16. marcus anthony bynum - February 11, 2012

i need some input on company expansion. for example expand from new york to washington d.c to virginia. expansion is the key to the game you dont expand you are considerably dieing meaning dead in the game . the currency game needs to be expanded asap.

17. MARCUS ANTHONY BYNUM - February 14, 2012


18. MARCUS ANTHONY BYNUM - February 14, 2012


19. MARCUS ANTHONY BYNUM - February 14, 2012


20. MARCUS ANTHONY BYNUM - February 14, 2012


21. MARCUS ANTHONY BYNUM - February 14, 2012


22. MARCUS ANTHONY BYNUM - February 14, 2012


23. marcus anthony bynum - February 16, 2012

but it is not ideologically innocent, and therefore has no absolute claim. most severe economic recession since the great depression of the 1930s.percentage of time in sales. global islamic finance.

24. marcus anthony bynum - February 18, 2012

liberal or conservative, maybe encased in scripture itself of enshrined in longstanding interpretation until it is regarded. percentage of supervisory time.oil price rose by a factor of six, while gasoline prices rose by less than a factor of three. BPs, profit fell 6% to $1.60 a share. to the end of the sea of kinnereth . these towns and their villages were the inheritance of the gadites, clan by clan.

25. marcus anthony bynum - February 18, 2012

factors affecting unemployment rates where you live california 6.1% other states with higher unemployment rates.

26. marcus anthony bynum - February 23, 2012

purchase from client receipt reference prepartions currency generated 15,762,53 $ with tatal fees $0.00 currency cash iraq dinar 15,762,53 $u.s dollar exchange for 18,975,000.00 iraqi dinar . Cash out currency 1.203.8040207054. need to upgrade negotiations as soon as possible.

27. Awesome FX Robot - February 27, 2012

Hi, good info here and Surely will helps us. Also, here I found the speed ways to earn more pips in money exchanges for better life: Top Rated Forex Robots.

28. marcus anthony bynum - February 29, 2012

we celebrate those churches that are faithful members of the connectional system. having kept current with their goal. churches that have paid at least 8 percent as of today are considered current. also currency cashflow food purchase clerk 1 025780 time 17:37 $6.50 cash $10.00

29. marcus anthony bynum - March 3, 2012

centre for the humanities and medicine the university of hong kong. natural disasters asia pacific.righteousness result/ discussion summary of statistical test results. business goals.

30. marcus anthony bynum - March 6, 2012

current quartly after – tax profit margins should be improving, near their peak and among the best in the stocks indusrtry. you should read ibd’s 20 rules for your investment success. check out companies buying back 5% to 10% of their stock , and consider boldface stocks in ibd new highs list and nasdaq stock on the move. energy xxi , ecopetrol soar as oil prices rise.sap ag adr – country germany. michael kors hldgs ltd- hong kong. seaspan corp- china delphi automotive plc-uk. investors business daily. big banks help payday lenders offer quik cash at steep prices wells fargo , credit suisse among biggest backers of profitable low- finance firms. big margin.

31. marcus anthony bynum - March 6, 2012

whats up everybody/////??????????????????

32. marcus anthony bynum - March 6, 2012

a profitable business, and convenience for customers. transit effectiveness was focus of mayoral candidates- now what?online highlights on the record a global nightmare in our own backyard .what will it take to limit the role of money in politics? avoid lower- quality stocks

33. marcus anthony bynum - March 15, 2012

selecting a name/ filing certificates. check with your local government office to determine whether your state has such requirements . also control who owns the business.

34. marcus anthony bynum - March 15, 2012

getting starded the corporated formalities. the individuals who will own the business , the shareholders or stockholders must agree on the following 1. authorized shares . 2. who will be the directors. 3. prepare and file articles.

35. marcus anthony bynum - March 17, 2012

selecting a name/ filing certificates .as with the sole proprietorship, partnerships often use the name of the partners as the name of the business. if all the partners names are not used, or if none of the partners names are used then file fictitious name certificate. keeping account. control who owns the business.

36. marcus anthony bynum - March 26, 2012

iard support system finra maybe an alternative for business goals.

37. marcus anthony bynum - April 3, 2012

position responsibilities- allied engineering co education training degree in mechanical engineering.

38. marcus anthony bynum - April 3, 2012

bill donovan, war hero and america’s spymaster …… dig deep – leaders- success in march 1929, william donovan quit his justice department job to form a law firm in new york city soon the great depression hit for most business obamacare mandate no fix- all open the genius pipeline- defense avoiding nun. be honest and dependable build top ethical culture.russian rouble 80.00 24.5301 (2358) total service charge settlement summary sub- total reservation confirmation total fees. hong kong dollar 50.00 — 9.1742 thailand- cash 200.00 x 0.0308300000.

39. marcus anthony bynum - April 4, 2012

German state vows to retain vw veto the European Commision to abolish the law that grants it outsized influence. an sec spokesman couldn’t be reached for comment. Germen state of lower saxony, vowed to retain its veto power over the auto maker’s strategic. After groupon, jobs act gets scrutiny before its ipo.

40. marcus anthony bynum - April 4, 2012

future federal funding will depend on whether the affordable care act will be implemented. the program is very , very important. private health plans. to leave all the funds in the accounts each year. he said takes $ 50 million out of circulation that could be creating jobs.ahead of the curve.Now back to the European Commision took Germany to court earlier this month in a fresh challenge of the country’s so called vw law. the 52 -year-old provision gives lower saxony- home to volkswagen’s headquarters, six of its plants and 17% of its 500,000 employees.

41. marcus anthony bynum - April 4, 2012

black entertainment tv……. comment….—- only people who don’t want any responsibility for their condition blame their problems on others. mate , it’s intellectual laziness. god bless you… now back to programming makeovers groupon had to change its accounting twice before the ipo in response to sec concerns, under public scrutiny.. the first great ruller of dubai hh sheikh — rashid al makhtoom made this today’s base way back by building port rashid…. dubai 1962….

42. marcus anthony bynum - April 5, 2012

the treasury will sell $29 billion in the three- month bills and $27 billion in six – month bill cross currency rates u.s dollar index hopeful outlook sends stocks higher.

43. marcus anthony bynum - April 5, 2012

u.s capacity utilization forecast 77.5% to previous 77.4%. major economic releases weekly stock market performance circle size represents market value information technology + 7.9% telecom + 3.3% financials + 6.8% percent change are over past week. apple inc 7.32— 4.64 national- local earnings releases. at last close s&p 500 sector 6- month bill past years performance over past three months.

44. marcus anthony bynum - April 5, 2012

nominations, open for uspaacc fast 50 asian am business . seeks other ad outlets time warner cable. kyle mcslarrow, president of comcast / nbc universal. ravi saligram.

marcus anthony bynum - April 17, 2012

big banks help payday lenders offer quick cash at steep prices economy big margin..to advance themselves through education, the student loan programs are similar to a bait..

marcus anthony bynum - April 25, 2012

whats up

45. marcus anthony bynum - May 7, 2012

whats up at the apple store in san francisco looks good on apple technology.

46. MARCUS ANTHONY BYNUM - May 8, 2012


47. marcus anthony bynum - May 15, 2012

stocks finish down week in mostly quiet fashion market pulse fridays action nasdaq flat as s&p 500 falls current outlook market correction … leaders up in volume sec health aruba gain celestial cubist pharmaceuticals … leaders down in volume coinstar ….

48. marcus anthony bynum - September 9, 2012

i have paid the copyright for the currency authorship and now just waiting for the upscaled solutions… i will be on line to move information very soon….

49. marcus anthony bynum - September 9, 2012

various certificate course in project planning and project life cycle management,cmcs, abu dhabi, uae production management our state sbir representatives readers may be interested to know that included in the kerry- snowe amendment is $6 million for sbir outreach programs… sbir detractors would view this as a precedent that may be used in the future under farless strenuous circumstances… exhausted conventional monetary policy. the other policy response of the japanese government in the past decade has been to lower interest …. this , too is a normal government reaction to the problem the economy faced, just like the lowering of interest rates in the united states since 2000 , however, in the case of japan, most interest rates are now at extremely low levels… the overnight interbank rate deposit rates for savings accounts at commercial banks are now one-tenth of one percent…..

50. marcus anthony bynum - September 9, 2012

meanwhile, a heavier and more consistent dose of fiscal stimulus in the early post – bubble years would have provided a better growth environment during which non-performing loans could have been written off…value engineering& waste control, operations research… also natural resource mgmt client server…

51. marcus anthony bynum - September 12, 2012

what changed over the past two years ? i have gotten better at my job, my media contacts are stronger than ever, and i have systems in place that make it easier for me to run my business… beginning to value your work … will i lose paying business down the road..since nominal interest rates cannot be forced much lower, conventional monetary policy(meaning policy focused on manipulation of interest rates) has reached its limit. this has led to a consideration of unconventional monetary policy, which i shall take up below…wessner addressed some of the myths used against the program such as the claim sbir has low rates os success in reality the sbir commercialization rate is the seizure of property in time of war by belligerent powers is a common practice.. it is usually justified on the grounds of public safety…quantitative methods, strategic mgmt, accounting, marketing mgmt, industrial relations, waste control project planning engineer…

52. marcus anthony bynum foreign currency hollywood ca - October 4, 2012

matt mullenwg founders of wordpress.com

53. marcus anthony bynum - November 24, 2012

your privacy is very important to us we want stop payment for preauthorized transfer..protect your information online…

54. marcus anthony bynum - November 27, 2012

index of all primary care providers for languages other than english ukranian, thai , tosianese , tagalog, family practive…other business accounts , linked accounts, powers of attorney, joint accounts, solely owned accounts…business type of business.. name of business, who will be running the business , who will own the business .. permits required.. marketing product/ services you intend to sell pricing, promotion , location…introducing chase military banking your commitment is to our country… our commitment is to yo …for information about rates, fees, other costs and benefits associated with the use of bank of america javelin strategy- research 2004 identity fraud safety scorecard…yiddish , spanish vietnamese…

55. marcus anthony bynum - November 27, 2012

general instructions for filing the business license application please read the entire page before filling out… corporations.. special notice to business with gross receipts of less than 10,000 per year…

56. marcus anthony bynum - November 29, 2012

what we did today chase total checking- monthly services fees of 10 $ account benefits- no fees debit card…..but quaiyum made it clear that he does not support illegal immigration.. he explains that illegal immigration should not be allowed to enter the country and that the united states should have the right …… who got the copyright to permit-license… who will pay to get copyright to permit – license…minor home occupation means the use of an area located within dwelling…northern virginia family service in partnership with capital one is proud to present a certificate of excellence to marcus bynum for the money management …..the corporate welfare state- growing inequality in american society classroom controversy….competition…hollywood main banking center name…not a deposit.. not fdic insured .. not insured by any federal law…how work affects your benefits…your ticket to work… can an employment network or state vocational rehabilitation agency contact me? what happens when i contact an employment network or state vocational rehabilitation agency? what if i do not want to be contacted….our promise we commit our personal best to you every day.. free online banking and bill pay-take control of your finances today! preparations underway for start of new school year on monday come see what our community has to offer…

57. marcus anthony bynum - December 2, 2012

kuwait elections reveal deep split…. kuwaits deep political rifts took center stage.. gulf state showdowns in the oil rich….

58. marcus anthony bynum - December 2, 2012

north korea plans to test another rocket… north korea promise to suspend nuclear and missile tests, …iraq failing to keep iranian arms out of syria, u.s.says …now is the time to choose a medicare plan for 2013….adding to the united states frustrations, iran appears to have been tipped….

59. marcus anthony bynum - December 4, 2012

kuwait elections reveal deep split…..directions apply generously to affected area as needed…0-41167-06736…ideal for treating… ….world its.. 2x concentrated so a little goes a long way…

60. marcus anthony bynum - December 16, 2012

non- federal direct deposit enrollment request form…authorization agreement for automatic deposits…the information here describes our policy of holding deposited items… also abu dhabi – saudi arabia maybe running out of oil by 2030… saudi arabia oil export…investment and retirement planning invest where you bank…the top countries have gold india- germany-china and the u.s have #1 out of the #1 there are 76.1 foreign reserves

61. marcus anthony bynum - December 16, 2012

saudi arabia has a plan to bankrupt iraq and iran…iraq and iran need to produce their shell oil … the saudis signed at three billion royal families tend to stick together…

62. low payday loans with low finance charge - December 27, 2012

Wow, marvelous weblog structure! How long have you
been running a blog for? you made blogging glance easy.
The overall glance of your website is excellent, let alone the
content material!

63. byggegrunde til salg sjylland - January 5, 2013

Thanks for sharing your thoughts on banks recruitment.

64. marcus anthony bynum - January 10, 2013

competitive rates capital security great service business accounts .. personal accounts, online services. checking and savings first republic bank….

marcus anthony bynum - August 2, 2013

whats up i got my exchange of commodities permit back…

65. MARCUS ANTHONY BYNUM - January 17, 2013


66. marcus anthony bynum - January 28, 2013

how we will calculate your balance.. we use a method called average daily balance including new purchases…personal belongings.. leaving personal items in the facility….he was well reported of by the brethren who were at lystra and iconic…these are the portents of allah which we recite unto thee with truth…all currencies by country… bank of america customers….penalty fees….entity nva.. cc acct type chi….anyone who’s ever been in a successful long-term relationship… savage love…unilever south africa 15 nollsworth crescent, la lucia,4051,south africa….hollywood show club magazine come and watch nil on our big screen tvs…25$ private dances! in the st. louis area…..

67. marcus anthony bynum - January 28, 2013

groveton mt. vernon line huntington metro station grove ton… customer services… the district government observes 11 legal holidays… on these holidays , district government offices are closed….please note.. when a holiday is observed on a monday , all dmv services centers, adjudication services and the inspection station will be closed on that monday…

marcus anthony bynum - April 2, 2014

section 8. amendment to general plan , and the planning code and zoning map…san francisco law.

68. cat care and safety - April 11, 2013

I like what you guys are up too. This type of clever work
and reporting! Keep up the great works guys I’ve incorporated you guys to my personal blogroll.

69. marcus anthony bynum - April 22, 2013

coast gaurd newspaper , have commander information… dianne feinstein senator for california is helping people out…pogo is on fy inventory… pogo means project on government oversight….

70. marcus anthony bynum - April 22, 2013

burke-herbert, mechanics bank, chase, wells fargo, bank of america, capital one bank….should have upgraded banking….

71. visit this page - July 10, 2013

Thanks in favor of sharing such a fastidious thinking, post is pleasant, thats why i have read
it entirely

72. cash advances - July 24, 2013

My partner and I absolutely love your blog and find a lot of your post’s to be exactly I’m
looking for. can you offer guest writers to
write content in your case? I wouldn’t mind writing a post or elaborating on most of the subjects you write with regards to here. Again, awesome blog!

marcus anthony bynum - August 3, 2013

currency- barbadian dollar… 12.00– brunei dollar 187.00….. kuwaiti dinar–329.00… you have to lokk at it closely, however, for example. i’m 34 and when i look at the median net worth for my age group, it is a scary $2125. maybe half of all workers have savings less than $25k really?

marcus anthony bynum - August 3, 2013

networthiq i recognize that any analysis is only good as the data that has gone into it, but i thought it worthwhile to check out the net worth statistics link on networth….

73. marcus anthony bynum - August 3, 2013

it is good to survey of consumer finances currently available from 2004….

74. marcus anthony bynum - August 4, 2013

i have some people that might be good for some performance… rok dills new track mislead community from da hood project camp n s.e d,c more music to come…

75. marcus anthony bynum - August 4, 2013

the millionaire next door.. divide by 10 survey of consumer finance.. d.c project camp have more music to come…high graded performance with a wealth score… under the leadership of ceasar augustus is roman republic ,future glory….that financial advice…

76. marcus anthony bynum - October 9, 2013

watergate papers may be released

77. marcus anthony bynum - October 11, 2013

in the investors business daily they are talking about the government shutdown and the top funds find favor with social networkers buys- sells by… julie mak social media giant facebook has attracted buying from 75 leading funds , pumping an estimated 2.2$ billion . linkedln.. also garnered buying interest by top funds. internet search engines yandex and google… were bought heavily by the best performing funds…also there is a business report by net worth kathleen pender problems continue for the california employment development departmrnt.. in the past month , the department has been slammed by a computer upgrade that went awry and delayed jobless benefits for up to 185,000 people .. meanwhile , another change in the federal extended by … kathleen pender net worth…..in the chronicle with bloomberg…..

78. marcus anthony bynum - October 11, 2013

international leaders chinese, russian players top web content group by ken hoover … yandex is russias representative in the world top 10.. its the dominant search engine for russia and some of the former soviet republics…cant face it young americans are more inclined to text than talk research shows the average number of texts that teens sent per day in 2011 up from 50 texts in 2009, a pew project study found and 28 percent of teens including those with and without cell phones.. say they talk daily with friends on their cell phone down 38 percent of teens in 2009… by martha irvine…. martha irvine have good text ideas…entertainment by monet lu … consideed as one of the best actresses of all time , dawn zulueta is the epitome of classic glamour and timeless elegance, which embodies the true definition of a star… by monet lu….the new challenge by aimee levitt… 1. why did rev . fred phelps, westboro baptist church protest outside of clayton high school last winter?… by aimee levitt….size isnt everything yes twitter can actually expand your horizons , in 140 characters or fewer… by bryan young , yes , twitter can actually expand your horizons, in 140 characters or fewer….

79. marcus anthony bynum - October 11, 2013

deal me in by mark pilarski best bets correspondent… question i heard there are a couple of good bets on a roulette table.. is there a spacific number i should be playing, or odd / even are located cheryl d… answer allow me, cheryl, to straemline albert einsteins roulette quote you cannot beat a roulette table unless you steal money from it…. by.. mark pilarski …….business by david r. baker project adds up the costs of climate change….. the chronicle with bloomberg

80. marcus anthony bynum - October 11, 2013

pogo means project on government oversight newspaper and journals

81. marcus anthony bynum - October 12, 2013

three german innovators make top 100 list… german trade surplus widened in august published by the federal statistics office…eu–us deal would create 160,00 german jobs… also germany lowers 2013 public deficit forecast..by the local/ jlb

82. marcus anthony bynum - October 12, 2013

meanwhile , average prices continue to rise each year and now stand at 1,954 euros per square metre…bryan young is the editor- in -chief of bigshinyrobot.com… watching and waiting most cyberattackers are random , but some attackers know exactly whom they want, and how to strike…mark pilarski is a syndicated gaming writer he has 18 years experience working at seven nevada casinos.. zagat , google team up for free reviews advice google is adding a new entree to its menu. free restaurant ratings from the zagat review service…by. michael liedtke.. alcasids in first endorsement as a family by .nathalie tomada….

83. marcus anthony bynum - October 12, 2013

by aki ito and ye xie …. overcome difficulties deadlock in u.s…

84. marcus anthony bynum - October 12, 2013

by aki ito and ye xie … deadlock in u.s will hurt world exports business u.s treasury measure below 16.7 trillion overcome difficulties…..

85. marcus anthony bynum - October 12, 2013

commodities diverge with u.s debt deal on horizon by afp 13 october u.s budget gridlocks and avoid a damaging default….

86. marcus anthony bynum - October 29, 2013

greatreporter.com and the commodities chain have a hsl mobile strategic investment fuels enterprise growth momentum by .. presswire, 9 july 2013 hsl mobile , the global mobile communications provider headquartered in livingston, scotland, today announced plans to invest heavily in increasing the capacity and resilence of their multi-million pound it and telecoms infrastructure….

87. marcus anthony bynum - October 29, 2013

baso absolute result 0.1 reference range 0.0-0.1 eos absolute o.20 reference range 0.00-0.50.. mono absolute result 0.5 reference range 0.3-1-1…

88. marcus anthony bynum - October 29, 2013

understanding your rights as a california taxpayer tax and fee program publication 70betty t yee, first district of the board of equalization… kristine cazadd, executive director.. property taxes property taxes, which make up the major source of revenue for california 58 counties, accounted for $ 49.2 billion in revenue in fiscal year 2009.. -10 tax programs the tax programs administered by the boe are concentrated in three general areas- sales and use taxes, property taxes , and special taxes and fees…9.00% tax schedule boe-180-9.00%… regulations key man if you and or any other individual are so critical to the operation of your business that it cannot continue in the event of your illness or death , you should consider key man insurance. this type of policy is frequently required by banks or government loan programs… it also can be used to provide continuity in operations during a period of ownership transition caused by the death or incapacitation of an owner or other key employee….by oklahoma small business resource guide 2009-10

89. marcus anthony bynum - October 29, 2013

primary medi information bynum marcus … county id 38-60-9577064-4-70 bic issue 02-29-12 paper – issue gov-rsp 2…gbg-12/11/12… primary medi-cal information… elig stat 301- 001-001-001-301 -301-301……

90. marcus anthony bynum - November 26, 2013

design .. dominiquie mesnier…for rolex oyster perpetual 18 kt everose gold 179175…. 18 kt white gold 179159…swarovski crystal pearl oyster vintage rose…….

91. marcus anthony bynum - November 26, 2013

there is an article on superhuman breakfast feat by.. moneypenny.. this weekend , it will all be over . will i be relieved ? exhausted will i be inspired..to live more ….elgar , the beatles and dizzee rascal have all had a starring role in londons olympic games but, asks our panel of critics , can british music continue to punch above its weight?…by . douglass k. daniel… romney campaign pins dismal gains on a lack of experience.. washington a weak labor market provided energy sunday for criticism of president obama, with the campaign of presumptive republican challenger mitt romney….by associated press what needs to be better everything… the sharks are looking for a reversal from the decidedly one – sided season series, in which the blues dominated…

92. marcus anthony bynum - November 26, 2013

by michael n. westly producer , screenwriter and director dustin lance black has been named the grand marshal for the 2012 utah pride festival…also by douglass k. daniel with republicans controling the house of democrats the majority party in the senate, the cooperation required to send a bill to the president might prove to be elusive in an election year…

93. marcus anthony bynum - November 26, 2013

san jose failed to score in two trips to st. louis, being shut out by elliot in december and halak in february, and failed to score on its last 14 power – play chances against the blues… panelists peter aspden is the fts arts writer .. laura battle is an ft classical music critic. ludovic hunter – tilney is the fts pop music critic .. paul morley is a music critic and author….

94. marcus anthony bynum - November 26, 2013

http://www.investors.com .. will gop seize this moment health reform: if the supreme court chucks obamacare entirely, which looks increasingly likely, republicans will finally have a chance to redefine the debate, but only if they get educated and put together reform ideas now…—and now the medi-cal health plan tips on choosing your primary care provider pcp .. primary care provider .. the doctor nurse practioner , or physician assistant that you choose to provide all basic health care .. your pcp is your regular provider and should be the first provider you see . they decide when specialty care is needed . some examples of pcp are.. general practice pcp sees adults.. family practice pcp sees adults and children.. pediatric pcp sees only children.. internal medicine pcp sees adults and teens….

95. marcus anthony bynum - December 7, 2013

top funds find favor with social networkers by julie mak …. the managers of the past three months top performing mutual funds have been gorging on internet content providers, data from their latest holdings reports show…….

96. marcus anthony bynum - December 7, 2013

by blue cross blue anthem…. definitions types of health care providers: audiologist is a provider who tests your hearing. certified nurse – midwife is a nurse who cares for you during pregnancy and childbirth.. family practitioner is a doctor who treats common medical issues. licensed vocational nurse is a licensed nurse who works with your doctor.. marriage, family and child counselor is a person who helps you with family problems… medical assistant or certified medical assistant is a non- licensed person who helps your doctor give you medical care… mid – level practitioner is a name used for health care providers , such as nurse- midwives, physician’s assistants or nurse practitioners… home health care providers give you skilled nursing care and other services at home….

97. marcus anthony bynum - March 14, 2014

the billionaire chairman of the german group says steering change there has been harder than setting it up, write paul taylor and chris bryant…monday interview , by hasso plattner co founder , sap….guess what by maria carmela i quinto…antoinette taus gma network brightest star…this week in history by jun marcelo.. february 28, 1849 – first boat load of gold rush prospectors arrives in san francisco from east coast…2008- former prime minister of thailand thaksin shinawatra is arrested on curruption charges upon returning to thailand after months of exile…an evening with magan mullally – her band nancy – beth..the warner theatre in washington d.cchina , importa armas deleste asiatico, china supero a corea del sur en 2013 como principal importador de armas del este y sudeste asiatico , en el marco del disparo de las compras de armamento en la region en el comercio global en ese sector…

98. marcus anthony bynum - March 14, 2014

night light bilubs with a candelbra 7w made in mexico e218319 type fsa-04b rating 125v – 15a…

99. marcus anthony bynum - March 14, 2014

us. patented pending 6,170,958 +6,171,117+ 6,280,053 rating 125v -15 a e218319 copyright oklahoma city by aaron design inc…

100. marcus anthony bynum - March 14, 2014

winchell,s #9267 GOOD PASTRY clerk 4 308789 00000 come again soon…winchell,s pastry restuarant in hollywood c.a 90028…

101. marcus anthony bynum - March 14, 2014

designed by apple in californiamodel no :a1265 input 100-240v-50/60 hz 0.15a output 5v apple technology…

102. marcus anthony bynum - March 15, 2014

industry note target – estimate change…telecom services 4q13 preview : consolidation prospects outshine weak fundamentals…positive trading calls.., negative trading calls. jerry dellis equity analyst.. ulrich rathe, cfa. equity anlyst telecom from exchange of commodities, intitute of trading portfolio management…stock preferences most preferred -deutsche telecom tp- eur 14.5, telenor tp- nok 168, kpn tp-eur 3.12, bt tp- 435p, orange tp-eur 12.0, ses tp- eur 28.0 , daisy communication tp- 124p,… some of the most perferred stock preferences…

103. marcus anthony bynum - March 15, 2014

neutral stock,, vodafone tp-216p, portugal telecom tp- eur 3.30, c&w communicATIONS TP-48P, ZON OPTIMUS TPeur 4.90, telecom italia tp- eur 0.74

104. marcus anthony bynum - March 15, 2014

least preferred ,,belgacom , tp- 19.0 mobistar tp- eur 11.0,telefonica tp- eur 9.6… telecommunications bskyb, estimates, operating profit… product growth forecast 685k, vs. 800k.. , revenue components for c.80% of sky revenue from a substantial tv price… operating costs growing at 10.2 %….by jerry dellis , equity analyst…..

105. marcus anthony bynum - March 15, 2014

table 8: bskyb operating drivers.. revenue 1,715- revenue growth 3.5%, operating expense 1,405, operating expense growth direct networks 6.2%, marketing 15.5 %….by jerry dellis , equity analyst, and exchange of commodities….

106. marcus anthony bynum - March 15, 2014

filam star could dicaprio finally win coveted oscar..to the bright lights of film , a cerrar la brecha de los chances….

107. marcus anthony bynum - March 15, 2014

telecommunications iast9 pension deficit one quarter time value of money… may edge down a bit….. we forecast 6.2 bn gross at end – dec meaning 6.2 bn brittish pounds .. cashflow forecast 1q 12/13 , normalised free cash flow (124) reported free cashflow gross pension deficit payment…..

108. Neville - May 30, 2014

It’s going to be finish of mine day, however beforre finish I am reading his wonderful piece of writing to increase my know-how.

109. Наташа - May 30, 2014

Foreign Currency Investing | My Personal Finance Odyssey – хороший пост, спасибо

110. marcus anthony bynum - June 20, 2014

oil – gas ipo enable midstream works rich set of assets…. there is an article from vance cariaga… investors business daily… thanks to advanced drilling technologies and rising oil and gas prices , energy stocks have been among the biggest gainers on wall street this year….lets look at the substantial starting out .. unlike some new issues , enable wasn’t starving for cash when it went public. last year the company reported revenue of $2.4 billion , up from about $ 950 million the prior year….

111. marcus anthony bynum - June 20, 2014

los angeles times business sector had a few good articles such as Emerging markets to grip g-20 at the summit in Russia , world leaders to face developing countries on shaky economies by don lee. Washington —for the first time in several years , the annual g-20 summit won’t be dominated by the Eurozone debt….

112. marcus anthony bynum - June 20, 2014

los angeles times business seminctor have some more good aticles.. minimum wage campaign shifts strategy.. Elaine Thompson …. cities nationwide are considering passing ordinances or are facing ballot measures that would raise the minimum wage well above the federal rate of $7.25 . above , seattle mayor ed murray , left , who has proposed a 15$ minimum wage , at a news conference in april…

113. marcus anthony bynum - June 20, 2014

investors business daily … inter.post national leaders by alan r. Elliot.. elections in the European union may exert some influence this week on overseas market like Greece , while the Ukraine looming presidential elections at a sharpiening of the countries tension with Russia…post Tuesday , may 20, 2014….

114. marcus anthony bynum - June 20, 2014

financial times have some good articles on aegon and danske bank lead … in Europe by .. Alexandria Stevenson corporate earnings were behind the biggest moves across Europe amid thin trading this week as traders began to peel off for summer holiday … an article back in august 2012….the german lender reported disappointing first half results and warned macroeconomics conditions could keep operating profits under pressure….

115. marcus anthony bynum - June 20, 2014

financial times might have one more bunzl is biggest loser in FTSE market in London by , Michael hunter the bearish broker comment on bunzl made it the biggest single faller on the FTSE 100 yesterday as the benchmark index drifted off a four month high and its five – session rally faded amid profit taking….

116. marcus anthony bynum - July 8, 2014

back in d.c whats up getting the permits taking care of for the financial business…happy july 4th…

117. bankruptcy attorneys in orange county ca - July 15, 2014

I got this web site from my buddy who told
me regarding this website and now this time I am browsing this site and reading very informative posts here.

118. marcus anthony bynum - September 6, 2014

business briefing … by l.a times business.com exxon profit falls but tops estimates… also the investor business daily have some overview ibd market pulse festure has a long history of recognizing shifts in market direction early on to help investors maximize gains in uptrends and protect their portfolios in downtrends…the l.a opinion indico que con el cualquier tipo de movilidad, que inclusive ellos mismos ,

119. marcus anthony bynum - September 6, 2014

cost – cutting and higher prices for its oil and gas helped the company beat the expectations of wall street analysts…how it performs since 2003 ibd, etf market strategy produced an estimated cumulative return of ibd , etf…

120. marcus anthony bynum - September 6, 2014

I lokked at some permit boards and found that they have fr-500 applications. fr-500 is a combined registration application for business d.c taxes /fees assessments from the government of the district of Columbia office of tax and revenue,,,,,

121. marcus anthony bynum - September 6, 2014

I looked at some permit boards and found that they have fr-500 applications. fr-500 is a combined registration application for business d.c taxes /fees assessments from the government of the district of Columbia office of tax and revenue,,,,,

122. marcus anthony bynum - September 6, 2014

jpri working paper no.94 continued loose fiscal policy for the duration of non- performing loan clean up. larger deficits might be too much to expect , but deficits should not be reduced until the non- performing loan situation is under control in another three to four years…notes .. data are from management and coordination agency, ministry of health , labor and welfare,bureau of economic anlalysis ,u.s department of commerce….from sociology japan statistical yearbook

123. marcus anthony bynum - September 6, 2014

previous balance 04/16 13 $0.68 7 deposits /credits $653.00 22 checks /debits – $652.30 service charges $0.00 ending balance 05/16 13 $1.38….banking with capital one bank….

124. marcus anthony bynum - September 6, 2014

embassy suites hotels suite 704/kexn , arrival date 10/8 / 2009 adult / child 1/0 suite rate 350.00 rate plan lv6 ……

125. marcus anthony bynum - September 6, 2014

oil company business resource guide small business resource … in fiscal year 2007, swosu exceeded its goal of business startups by 132 percent and surpassed its capital formation goal by 468 percent by contributing more than $16 million to the economy in small business capital…..

126. marcus anthony bynum - November 9, 2014

by the ardmoreite the learning center host annual thanksgiving luncheon it was a thanksgiving meal with all the fixings wednesday at gloria ainsworth child care and learning center … the learning center – which serves ardmore and the surrounding communities – conducted its annual thanksgiving luncheon with members of the community…netherlands dutch to public , don’t pee on the royal palace.. amsterdam if you’re caught short on amsterdam historic dam square , the dutch government has a message for you : don’t pee on the palace…girl scouts have the healthy living expo ….

127. marcus anthony bynum - November 19, 2014

went back to Ardmore and looked at the business aspect of a 4 year run and came to this conclusion master degrees 4 year course but now since the 4-5 year is over the ardmoreite have real good education about the Netherlands the dutch to public : don’t pee on the royal palace …. Amsterdam – if youre caught short on amsterdams historic dam square, the dutch government has a message for you :don’t pee on the palace…

128. marcus anthony bynum - November 19, 2014

also on the list is that the dutch royal family uses the stately royal palace in downtown Amsterdam as working palace , not a residence.. but the buildings dark arches provide a favored spot for urination… after a multimillion euro renovation ended in late 2011 , people began urinating against the palces sandstone….

129. marcus anthony bynum - November 19, 2014

the industry snapshot from the investors business daily.. a recovery , with some reservations.. the u.s hotel trade is hot , but the dollar, ebola and Russia are all downers on global travel…by Marilyn alva… quartley results tricking in from major hotels over the last week made clear the hospitality industry recovery that began a few years ago is at least in some reigons- stronger than ever…Marriott international.. saw occupancy rates at its newly acquired protea hotels in Nigeria fall in the third quarter , cfo carl berquist said in a conference call Wednesday, without disclosing specific numbers…

130. marcus anthony bynum - November 19, 2014

funds and personal finance brazil etfs fall as election nears…polls show challenger seen as market friendly , losing some ground…

131. marcus anthony bynum - November 19, 2014

still qualified under federal law , target – date funds are qualified default investments alternatives , that will remain the case if deferred annuities are included..can your 401k be a pension..by Donald jay korn..

132. marcus anthony bynum - November 19, 2014

federal approval the treasury notice , published oct. 24 allows target- date funds in 401k plan to hold deferred annuities .. as their name indicates, target – date funds focus on one particular future year to help investors with their retirement planning….

133. marcus anthony bynum - November 20, 2014

Virginia customer b62448985 06-09-1980 Bynum , Anthony marcus investor business daily media section…77 85 5036.6 21stcen .7 foxa 35.11 +0 -45 7.5m-0.06% since jan 1..64 80 21 bb 89.6 viacoma 1.8 via 73.34 +1.81 +36 4713…58 80 21 bc 89.8 viacomb 1.8 viab 72.96 +1.76 +59 4.9m… 91 90 80 ad + 92.0 waltdis .9 dis 90.80 +0.31 -42 4.2m……

134. marcus anthony bynum - November 20, 2014

investor business daily media 53 82 18 b b 89.6 viacoma 1.8 via 73.06 +0.11 +13 3413.. 44 82 18 b d -89.8 Viacomb 1.8 viab 72.68 -0.04 -2 2.7m 13… 88 94 85 a d nh waltdis .9 dis 91.38 +1.16 +127.4m 21

135. marcus anthony bynum - November 20, 2014

the information about the investor business daily comes from a 2 week time period November 3- November 17, 2014 2 week pay period…

136. marcus anthony bynum - November 21, 2014

there are some banks that investor business daily have an ipo the ipo they got is 82 83 96 a b -52.0 bncoma 2.8 bma 40.02 -0.49 -71 44… 87 93 81 d b +nh capitalbkfinl cbf 26.03 -0.05 – 36 99 25….

137. marcus anthony bynum - November 21, 2014

89 88 97 a c – 52.0 bancoma 2.7 bma 42.24 +2.69 0 166 in between a 2 week period November 3, 2014 to November 17, 2014… 97 98 88 a a- nh wstrnallianc wal 26.62 +0.53 +74 74416….

138. marcus anthony bynum - November 21, 2014

there is a stock spotlight and the spotlight is at a year down 2.2% alexion pharmaceuticals 99eps rs92 roe 29% stock $191.36.. develops therapeutics to treat hematologic & neurologic diseases & metabolic & inflammatory disorders…

139. marcus anthony bynum - December 11, 2014

i did a look at the family history crest also the house of names it has people names origins and were they first reached… I still have my permits , the one who issue the permits have a family history crest …. her last name is woods …. mrs. woods is a name that reached England following the norman conquest of 1066 … the norman conquest is a quest from the royal kingdoms basicly german settlers….you can also look at Bynum family history crest, it is in history before the norman conquest …. the woman that issued the permits have family folling the norman conquest……..

140. marcus anthony bynum - December 18, 2014

a good report came from winslow in the investor business daily newspaper.. goodbye , Columbus.. in that 1976 stunner against the no 2 buckeyes , winslow entered the game in Columbus ohio……some other people money it there’s little upside for tech companies hosting the online account of the dead .. there’s no money in it for them , said Edward mccaffery, a professor at university of southern California school of law………….

141. marcus anthony bynum - December 18, 2014

there is some resources for families that can teach about family history…family crest woods is a name that first reached England following the norman conquest of 1066 .. the woods family lived in Leicestershire .. further research showed the name was derived from the old English…….

142. marcus anthony bynum - December 18, 2014

oil – gas exxon said to have struck oil ExxonMobil and rosneft reportedly struck oil in the university -1 well in the Russian arctic , reported the financial times , just 1 week after the company said it would reduce activity there in compliance with u.s sanctions.. the ft citied sources saying that the results weren’t conclusive and would require exploratory drilling , though sanctions prohibit exxons cooperation with Russia oil firms in the arctic .. shares rose 1.3% to 95.43……..

143. marcus anthony bynum - December 18, 2014

Stephen moore and Kathleen Hartnett-white.. the real foundation …the greastest contribution to humankind from the captins of industry whose shoulders we stand on today were the industries they built and the affordable products they provided to the masses, and their too – often – confused and even clueless desendants give away…

144. marcus anthony bynum - December 18, 2014

the investors are out by ..leslie picker investors are waiting their first peak at twitter’s financial will focus on key data points….also in the Netherlands dutch to public : don’t pee on the royal palace …after a multimillion – euro renovation ended in late 2011 , people began urinating against the palace’s sandstone façade . that prompted authorities to put up a fence…..

145. marcus anthony bynum - December 18, 2014

money managers want to know how good a job twitter is doing wringing revenue from each user… ,but the interior ministry on Wednesday called the fence unworthy of the historic location the big thing is their revenue per user….

146. marcus anthony bynum - December 19, 2014

got notes from exchange of commodities and there are very helpful the fy13 good results , strong dividend from the African rainbow minerals ltd.. arm reported that the African rainbow minerals have key positives : nkomati nickel continued a significant 1h13 turnaround , increasing production by 66% to 23.2kt of nickel and reducing costs by 42% to us$4.98/lb. arm platinum earnings increased from r60mn in fy12 to r 572mn and arm coal increased from r52mn to r148mn

147. marcus anthony bynum - December 19, 2014

key negatives for the African minerals ltd… although lubambe copper mine commissioned its concentrator plant two months ahead of schedule and produced 14.9kt of copper , the mine has challenges with the quality of the concentrate delivered to a smelter . management have revised their expectation of steady state unit costs from $1.45/lb to $1.65/lb in july 2015 terms……

148. marcus anthony bynum - January 9, 2015

i went to santa Barbara foreign currency where the currency is almost double….

149. marcus anthony bynum - January 9, 2015

from the bible in santa Barbara from the book of john 2,3 2- this man came to jesus by night and said to him , rabbi, we know that you are a teacher come from god ,for no one can do these signs that you do unless god is with you….

150. marcus anthony bynum - January 9, 2015

also from the bible in Ardmore Oklahoma the chapter from eph. 2,1 and you hath he quickened , who were dead in trespasses and sins wherein in time past ye walked according to the course of this world…

151. marcus anthony bynum - January 9, 2015

santa Barbara news -press do it again in 2015? irongate the vanguard dividend appreciation exchange – traded fund as a way to invest in companies with a history of rising dividends. mr. coggins notes the etf charges a fee of just 0.1% source from the santa Barbara news press….

152. marcus anthony bynum - January 9, 2015

deutche telekom the upside scenario .. strong cost cutting ahead of targets especially in domestic operations.. increased investments in domestic fixed broadband delivers top -line upside…by jerry dellis, equity analst, 44 … exchange of commodities

153. marcus anthony bynum - January 9, 2015

the news was also bad for stock – picking mutual funds when compared to portfolios that simply track the s-p500.. this is from another article from the santa Barbara news press…

154. marcus anthony bynum - January 12, 2015

the institute of trading portfolio management emails some of the forum classes on subscriptions.. Barclays global portfolio managers digest diverging central banks… potential central bank tapering. with major central banks focusing on the front end…. and another forum on global energy oil services… global oilfield services weekly :a quick trip around the world.. us scorecard / and Europe :sbm offshore recovery underway with strong 1h results… global energy oil services class august 12, 2013….Barclays cross asset research 21, july 2013….

155. marcus anthony bynum - January 12, 2015

santa Barbara news – press gop focus for congress cut deficit, don’t stumble… by alan fram associated press Washington– in the first republican dominated congress to confront president barack Obama, gop leaders will focus on bloostering the economy and cutting the budget – and oh yes, avoiding self – inflicted…..

156. marcus anthony bynum - January 12, 2015

downtown condo , santa Barbara news press real estate sunday , January 4 , 2015… downtown condos made rich with secondhand furnishings…by Rebecca teagarden there are those for whom interior design is all about the thrill of the kill. hunt for the perfect table , chair , sofa , rug .. and then the gathering of those pieces to create for themselves surroundings unique and most personal….also santa Barbara helped out with the inr stabilization measures insufficient. the reserve bank of india introduced measures targeted to push short term rates higher to curb recent pressures on the inr….sales and earnings growth with international exposure.. Chicago bridge & iron co..sector industrials market cap 6.7bn, price 62.27 ……the bottom of the list tech data corp market cap 1.8 bn price 49.46….. prices are $, and cap value are $………

157. marcus anthony bynum - January 12, 2015

santa Barbara news – press real estate … stylish beach duplex extensively remodeled with porcelain tile , Caesar stone counter and limestone tile in the kitchens. a spiral staircase leads to a shared 1,000 square foot roof – top deck which offers magnificent ocean, island, and Rincon pier views………

158. marcus anthony bynum - January 12, 2015

now lets get back to the global energy geos: revise fy13-14 on statoil recognition/ obx nodal , 12 month target to $86 geospace technologies reported 3qfy13 eps that topped our estimate though matched consensus….

159. marcus anthony bynum - January 15, 2015

investors.com Friday,december 26, 2014… oil drilling contractors face glut of rigs source from ibd industry offshore oil drilling contractors who last year were able to charge record rates for their vessels are now under pressure to scran old rigs at an unprecedented pace….

160. marcus anthony bynum - January 15, 2015

santa Barbara news – press dear dave my husband and I are debt free except for our home and we have about $100.000 in savings recently , one of our daughters was diagnosed with crohns disease. we’re worried about this, and the fact that she and her sister are both teenage drivers… do you think we should drop full coverage, and have just liability, since we’ll probably have lots of medical bills over the next few years….

161. marcus anthony bynum - January 16, 2015

transaction ref 2014110300273864 usd amount $12.96…foreign exchange with bank of America….I went to a bank in Hollywood and talk to a banker about the trading portfolio program and what it does …. Now the preferred rewards program is a program that helps people that is eligible with bank of America that can maintain a balance to the requirements without the need of enrollment…they also have platinum honors , for combined balances at or above $100,000…I guess that enrolling into the program you can learn about the employee benefits plan (such as 401k) and certain 529 plans will not count towards the combined balance requirement..

162. marcus anthony bynum - January 16, 2015

I was also looking at the capital base stabilizing ? company guidance points to stable to modestly growing capital investments.. in recent years companies have moved the focus of guidance away from production and toward the constituents of free cash flow…

marcus anthony bynum - January 16, 2015

capital base stabilizing for free cashflow is in the institute of trading portfolio management…

163. marcus anthony bynum - January 16, 2015

in profiting from big oil renaissance (sep 2011) we argued that the sector was undervalued…also having the potential central bank tapering . with major central banks focusing on the frontend of their domestic yield curves…this lesson comes from the institute of trading portfolio management…..

164. marcus anthony bynum - January 16, 2015

jack in the box have good food eat in 337,pizza hut dine in #00069 medium hand toss cheese ,pepperoni,pork,chicken…also mcdonalds kvs order 29 1 s coffee 1.29

165. Jaclyn - March 23, 2015

This article is very interesting but I see that you are not using
the full earning potential of your site. You can earn pretty good promoting products related to health and beauty niche, don’t waste your
traffic, just type in google:
Polym’s earning ideas

166. marcus anthony bynum - June 9, 2015

if you look at the ibd which is investor business daily paper from nov 3, 2014 engage marketing specialists to run client events, seminars.. centers of influence know , silver says . the aversge client has upward of 200 connections on linkedin , silver said … Pick 25 with the most best contacts….look at their connections and just pick four based on their job titles, who they work for and any other indications… also cast a wide net ….as you experiment , be more consistant … Don’t cancel seminars because too few people show up at first…

167. marcus anthony bynum - June 9, 2015

build a track record if youre going to ask people to hand over their money , you have to show some results… , listen when people come for advice , they really want to be heard first… as for the oil- gas business refining lifts exxon, chevron… exxon mobile q3 eps rose 5.6% to $1.89, beating views by 18 cents… revenue dipped 4% to $107.5 bil , above views for $105.5 bil… oil and gas production was down nearly 5%……nov 3 , 2014…..

168. marcus anthony bynum - June 9, 2015

also heard that as soon as I got back in California nov 17. 2014 the biotech group faces stiff selling pressure the leading biotech names took hits Friday, but its too early to say if the group is ready to surrender its market leadership… celgene , biogen idec, lumina , acadia healthcare, and mednax……services groups on the medical research equipment…

169. marcus anthony bynum - June 9, 2015

nov 17 , 2014 buying the best … follow top rated mutual funds for clues to pick winning stocks… demand the best apple, jp morgan chase, bank of America and google.. the 297 stock tiaa fund whose top holdings are google, Microsoft , and Verizon, and the lower rated funds include Alexion pharmaceuticals, union pacific, car max and google…

170. marcus anthony bynum - June 13, 2015

I closed out on three permits in California …..The permits were good ,but did not make enough money the shelter looked out for some jack in the box cards… 6065 1293 2633 6116,,, 6065 1293 2634 8955 were the access to the meals for a couple of days since the permits are closed …. Not all permits just three are closed out of business over 50% of taxes are paid before the due date…

171. marcus anthony bynum - June 13, 2015

I also looked at another article from financial times and it is discussing a business life…here is a test , find a pencil and a scrap of paper and draw the apple logo… easy no ? Now compare your sketch to the real thing… if you are like me , or like 98.8 percent of a sample recently tested by psychologist at ucla, you failed…..business life

172. marcus anthony bynum - June 13, 2015

Now since the three permits are closed I’m thinking about going to church where I get my birthday grace from .. the book of job: 38:8 who shut up the sea behind doors when it burst forth from the womb, when I made the clouds its garments and wrapped it in thick darkness , when I fixed limits for it and set its doors and bars in place, when I said , this far you may come and no farther , here is where your proud waves halt?

173. marcus anthony bynum - June 13, 2015

Now lets get back to the birthday grace… have you journeyed to the springs of the sea or walked in the recesses of the deep ? have the gates of death been shown to you ? have you seen the gates of the shadow of death ? have you comprehended the vast expanses of the earth ? tell me , if you know all this….

174. marcus anthony bynum - June 13, 2015

Now lets get back to the birthday grace … who let the wild donkey go free ? who untied his ropes ? I gave him the wasteland as his home , the salt flats as his habitat… who gives birth to the frost from the heavens , when the waters become hard as a stone, when the surface of the deep is frozen….

175. bynumforeigncurrency - June 26, 2015

do not listen to Hezekiah , for he is misleading you when he say the lord will deliver us … has the god of any nation ever delivered his land from the hand of the king of Assyria? Where are the gods of Hamath and Arpad? Where are the gods of Sepharvain , Hena , and Ivvah? Have they rescued Samaria from my hand ? of all the gods of these countries has been able to save his land from me? How then can the lord deliver Jerusalem from my hand… But the people remained silent and said nothing in reply…..

176. bynumforeigncurrency - June 26, 2015

Sing to the lord , for he is highly exalted . The horse and its rider he has hurled into the sea…

177. bynumforeigncurrency - June 26, 2015

Moses flees to midian .. One day , after Moses had grew up , he went out to where his own people were and watched them at their hard labor. He saw an Egyptian beating a Hebrew , one of his own people….

178. marcus anthony bynum - July 17, 2015

i went to small business administration and was talking to a representative about business what they said was look at an outline for a business plan… 1. the executive summary … the executive summary is probably the most important aspect of your plan… It should communicate your company’s competence to be a successful in a competitive market.. It summarizes the other sections in your plan and should be written last….

179. marcus anthony bynum - July 17, 2015

a. company description … 1. name and location 2. Company’s mission 3. location and geographical information.. 4. product or services.. 5. competitive advantage….

180. marcus anthony bynum - July 17, 2015

marketing and sales activities.. this section should contain a discussion of marketing and sales activities and how these activities will help you meet the sales and profit in your financial statements… Marketing and sales strategies should be conveyed, as well as the keys to success in your competitive environment…..

181. marcus anthony bynum - July 17, 2015

there is another business plan coming from another source in small business score class chapter 1-700 for example Brian jones plans to open a shoe store and estimates fixed annual expenses for first year at $9,000 . He estimates variable expenses at $700 for every $1,000 of sales .. How much must the store gross to break even?

182. marcus anthony bynum - July 17, 2015

make the cash flow projection . Take each income and expense item from the p&l statement and allocate by month for the first year…

183. marcus anthony bynum - July 17, 2015

i looked at the Washington post there are talking about the 5 year course .. the last five years….four year gain of 54,500 jobs and now 62,000 jobs have been added .. 1.5 percent in 2013 , 14 to 658,000 +_ residents in 2010 it was 601,723 d.c has been losing federal jobs…

184. marcus anthony bynum - July 21, 2015

I looked at the wall street paper online with some nice things about vactions…the ideal getaway anticipation is half the fun.. The act of planning a vaction increases the sense of well being we get from it studies show… we are actually happier before the trip than after…the article by … sumathi reddy….

185. marcus anthony bynum - July 28, 2015

I went to travelex currency usb- castro bank and bought Indonesian currency 100,00,00 at an exchange rate of 16097.4075.. it gets exchange to u.s dollar 6.21 ..also the settlement summary total services 0.95 sub total 5.26….

186. marcus anthony bynum - August 10, 2015

Lets take a look at the choosing the right business for you …. your personal objectives, your talents, your personality traits, Quiz : do you have what it takes ? considerations in choosing your business, is your business idea feasible? on the upside…for your records marcus a. Bynum opportunity account by a nice banker name : Tanya perez city santa Barbara , key priorities savings , insurance and identity theft protection plans , borrowing / credit needs , home financing, retirement , investing….dear someone thank you for the dozens of readers offered similar opinions about the husbands behavior , including a registered nurse who wrote whats happening…..

187. marcus anthony bynum - August 10, 2015

as far as looking for oil and gas Lombard 76 2498 Lombard st san Francisco might have the oil, and gas you want…Or you can check chevron 2399 market st . san Francisco ca. If you work with just 2 oil , gas stations where can you get more money even if you are in the commodities business…

188. marcus anthony bynum - August 10, 2015

la roche-posay labortoire dermatologique… effaclar acne innovations the next authority in acne treatment… advancement to address all acne – prone skin treatment….la roche posay is commited to dermatology…1. pure foaming gel…2. astringment lotion mico – exfoliant….3. daily renovating anti -relapse care..4. Dual action acne treatment..5. pore – refining / anti – wrinkle care benefits texture…

189. marcus anthony bynum - August 10, 2015

chase bank got the news about the investing account… 0780.. deposit 430392277, and deposit 430332402, deposit 1123915744, deposit 391147259, deposit 391147265… chase have deposit numbers that can be a good resource to marcus Anthony Bynum foreign currency…

190. marcus anthony bynum - August 10, 2015

ipod nano completely redesigned with a larger , 2-5 inch multi – touch display for playing music and videos, also features nike,+ support and built – in Bluetooth 16gb…cbc with differential (final result) abnormal hgb 14.6 , hct 42.7, mcv 86.4 , what I do know is when the urinalysis w / microscopy the protein ua 1+ (a) note urines with a ph greater than 8.0 may cause false positive result…..

191. marcus anthony bynum - August 10, 2015

small business loans will restart soon small business will soon be able to get loans approved again by the federal government … the house has passed and sent to president Obama a bill raising the lending authority for the small business administration biggest loan program , known as the 7(a) program . Loan approvals went on hold Thursday when the agency reached its $18.75 billion annual limit for loan guarantees..

192. marcus anthony bynum - August 10, 2015

elegance near the beach web: 0632241/ $4,950,000 d. randall…3055 hidden valley web : 0592884/ $ 2,495,000 p. Goodwin real estate report…..

193. marcus anthony bynum - August 17, 2015

i went to san Francisco and connected with some daily renovating resources.. The daily renovating resources are anti – relapse salicyclic acid treatment.. and it clears and refines a persons pores , and helps prevent new acne blemishes transforms and smoothes skin texture…by la roche- posay……

194. marcus anthony bynum - August 17, 2015

There are 1-4 different ways were you can get the treatment.. active c anti wrinkle dermatological corrector .. daily use moisturizer that visibly reduces fine lines and wrinkles and helps smooth uneven complexion.. Now redermic c anti -wrinkle firming moisturizing filler .. visibly plumps , fills and reduces wrinkles.. Hydrates to smooth skin and even texture.. for now that’s just 2 ways of a transform for a 6 week anti- relapse efficacy, and is a good revolutionary combination ……

195. marcus anthony bynum - August 17, 2015

I also went to a couple of service stations and connected with waterproof bandage tape, and adhesive bandage comfort sheer , with a comfort – flex technology. flexibility and comfort your skin will love with Quiltvent pad for superior breathability…now the multi – purpose cleaner due to a formula difference , do not use multi – purpose pourable liquid cleaner as a refill for fabuloso multi – purpose spray… that means that its a chemical compound ..

196. marcus anthony bynum - August 17, 2015

while touring around there are some professional services whilr touring in santa Barbara you can go to Antioch university 602 anacapa street , santa Barbara, ca 93101 contact no.. (805) 962 – 8179.. Antioch university santa Barbara prepares students for professional success and services to their communities by developing critical thinking , leadership and a worldwide dedicated to social good .. Undergrduate and graduate programs are offered in education , psychology, business , communications , and liberal studies… sothebys international realty.. 1436 state street , santa Barbara has a proud tradition of serving santa Barbara real estate needs .. representing properties in all price ranges from estates to entry -level homes, we value our relationship with each and every client……

197. MARCUS ANTHONY BYNUM - August 20, 2015


198. MARCUS ANTHONY BYNUM - August 20, 2015

now since I reopened my account with wells fargo the trans action history first deposit 50.00$ purchase authorized on 08/04 staples $1.79 purchased authorized on 08/04 at urban masala, purchased authorized on 08/04 at stella barra pizze, purchased authorized on 08/05 at starbucks…ther are more purchase authorization even from jack in the box $2.17….

199. marcus anthony bynum - August 24, 2015

civil rights litigation clearinghouse… case name Bynum v. dristrict of Columbia the case summary d.c agreed in 2005 to pay $14 million to settle the lawsuit: $5 million to build a new inmate processing center (ipc) 200,000 each to six named plaintiffs, over $4 million in attorney fees, and the balance to nearly 4,000 class members and administration fees. the average payment per class member was expected to be about $2,700, but the amount based on the lenth of over-detention…

200. marcus anthony bynum - September 12, 2015

i looked at a few papers classifieds sections …. For example santa Barbara business section..palms springs classified section… commercial for rent Coldwell banker roadrunner realty 56809 29, palms hwy.. yucca valley commercial , and you can find more to the desert trail.com buying, selling, trading, helping , and saving…. tri – valley realty lic #00841552 sales&property management.. Morongo valley 2 bd, 1 ba fenced yard, nat. gas heat, evaporative cooler . easy commute to palm springs…I also looked at the legal section September 3-5 2015…. public auction to highest bidder for cash (payable at the time of sale in lawful money of the united states) , all right title and interest conveyed to and now held by it under said deed of trust in the property situated in said county and state..san Bernardino…notice of sale $169,239.71 usd…

201. marcus anthony bynum - September 12, 2015

while in the mean time I went to santa Barbara and looked at the nation & world news and saw something from the associated press Syrian migrants show their train tickets to Germany and demand being let on the train but keleti train terminal in Budapest, hungary, was closed Tuesday for an indefinite time…

202. marcus anthony bynum - September 12, 2015

permits allow regional desal plant by Mitchell white.. monticeto the California coastal commission has no objection to a regional desalination facility shared by the Montecito water district and the city of santa Barbara… On Monday the Coastal commission sent a letter to the Montecito water district and the city of santa Barbara water commission explaining that the coastal development permits in place for the Charles e. meyer desalination plant allow joint use of the facility , officials said at Tuesday Montecito water district board meeting…

203. marcus anthony bynum - September 12, 2015

also in santa Barbara the financial system have a article in classified on financial controllers wanted , but I think that you would at least need 5 years experience…

204. marcus anthony bynum - October 14, 2015

laboratory detail pt plasma specimen result status : final report: 10/02 / 2015 23:10..test prothrombin time result 11.7 reference range 10.0-12.4 unit sec … international ratio normalized ratio result 1.04 reference range 0.92-1.14. prolonged prothrombin time result may suggest possible liver disease , vitamin k deficiency warfarin therapy… is the wrong result … Another health care did the gastrografin mixed with iodine in contrast solution before x ray… its a negative , but that is unusual to have been gased before the result and cleaned out with contrast two different healthcare units two different lifestyles two different 401k plans.. There is a big question what to do….

205. skin lightening serum - October 24, 2015

Low blood levels of vitamin E double the risk of macular degeneration. By controlling bacteria, dead skin annd sebum production, one can maintain acne-free skin. Elastin maintains the skin’s tension and elasticity.

206. marcus anthony bynum - November 10, 2015

there is no bacteria to control maybe purifying water no bacteria when can you get the chemical compound? Do you know that you can create good blood levels with a chemical compound…

207. marcus anthony bynum - November 10, 2015

I looked at an mcdonalds pdf file and saw that they have a few options for investors, But the investors invest into now a chemical compound….the outcome of the prospectus supplement dated July 17, 2015 …The following terms will generally apply to the medium-term notes that we may sell. From time to time , using this prospectus supplement and the accompanying prospectus. We will include information on the specific terms for each note in a pricing supplement to this prospectus supplement…Unless otherwise indicated in the applicable pricing supplement , the notes will be offered at a public offering of 100% and the agents discounts or commission…

208. marcus anthony bynum - March 23, 2016

I looked at the foggy bottom current paper and saw a sophisticated lifestyle chevy chase MD, storybook residence meticulously restored & expanded . Impressive open spaces inside & out Gourmet kit , stunning family rm , amazing game rm 5 br , 4,5 ba Terraces , walk to the bethesda metro $1,995,000…As for the events and Entertainment classes and work shops ..The Friends of tenley – friendship library will host a Digital performance…

209. marcus anthony bynum - March 23, 2016

A distinctive style Alington , v.a to the height of luxury in the turnberry tower 1 br , den 1,5 ba upgraded unit with waterside balcony view , top of the line kit & baths . deluxe amenitiesjust 1 blk from metro . pkg included $835,000just talk to john coplen (410-591-0911)

210. marcus anthony bynum - March 23, 2016

Mclean ,v.a $4,995,000 This european style estate on coveted crest lane and is just 16 minutes to the white house….With a distinguished history of owners including prominent statsmen and business leaders . this home has entertained friends , family and dignitaries from around the world…

211. marcus anthony bynum - March 23, 2016

performanses ..The washington improv theater will continue its 10th annual fighting improv Smackdown Tournament , an elimination – style competition with teams competing for audience favor….Also signal technology in place on 144 buses ..With new , Transit signal priority technology , 144 metrobuses will be able to communicate with traffic signal s along seven high -ridership in the reigion . implementation on all of the affected routes is expected by June 30 , according to a release from the washington metropolitan area transit Authority….

212. marcus anthony bynum - March 23, 2016

Reaching underserved communities women business owners Women entrepreneurs are changing the face of americas economy . In the 1970,s women owned less than 5 percent of the nations business , Today , they are majority owners of about a third of the nations small business and are at least equal owners of about half of all small business , sba serves women entrepreneurs nationwide through its various programs and services..

213. marcus anthony bynum - March 23, 2016

Counseling wmado is also a leader in providing counseling and training , in fy14 wmado hosted the most boots to business training sessionsin the country…

214. marcus anthony bynum - November 2, 2016

U.S stock indexes spent the week posting minor gains and minor losses , adding to the conviction that this market has no conviction……Sections of the former stables and began to offer lunches too. As good lunches had never been Northhamptonshires forte , they attracted more vistors .. In 1994 local garden designer asked if he could run a garden school in an adjoining room ..The school flourished for a while , but pasley -tyler realised it would only persist if she could adapt to in the lectures on gardening as people understood it… Now pulte builds base outlook rise … Pultegroup be the next housing stock to break out… The Atlanta based builder which operates in 50 markets across 26 states , has been working on a first stage flat base with 22.50 entry.. KB homes.. D.R horton and M/I homes have also been trying to lay the foundation for a potential new run…..Pultes chart patternhas generally shown alot of tight trading for alot of consistent support on a 10 week moving average … Among homebuilders stock , Pulte ranks No 2 with a composite rating just behind LGI homes and tri point round out to be the top 5…

marcus anthony bynum - November 2, 2016

Minorities and the habsburg empire .. The first suppression was not the overpowering trend . The dual monarchy was defined by great degrees of tolerance from 1875….for example the Austro -Hungarian army employed field rabbis and , from 1882 , field imams .It is at the same time important to know later in eastern europe….Yields on two – year notes , the coupon securities most sensitive to fed policy expectations , held near the highest since june….after a labour department report showed employers added 156,000 job position two months ago against a forecast that the 172,000 bloomburg survey of the economy increased in august then what estimated…..

marcus anthony bynum - November 7, 2016

How exactly does the gorillatrade system works …… The gorillatrade is a state of the art computer software program that has over 6,000 stocks in three major markets each day after the close with 14 different technical indicators that analyzes their risk and probability parameters…..Ruthless acts of creative destruction …Representation and transformation or they say power and sex…In seven decades picasso turned people close to him into a pyramid of broken angels…the big bulging shapes promising pneumatic bliss these are among the scores of still astonishing metamorphoses…. Marie therese walter, three year old child paloma , and a sphinix folded into sheet metal….Top 5 stocks pay dividend a steady dividend stock thats outperforming the market is like getting a bonus a reliable income stream , plus the stock price gain …IBD calculates a company’s dividend stability factor based on how stable the history is over a five year period and have signs of rating the most stable…AT&T offers a dividend of 1.92$ a share for the full year….shouty short sellers stay ahead while the gentlemen suffer… There are people begging in front of Muddy waters office building They say it’s San Francisco but the handouts keep going to the hedge fund source from Carson block , Who founded muddy waters in 2010 It would change the nature of his operation …….

215. marcus anthony bynum - November 7, 2016

qh830273—hlq373439—clk772171—-flh314439—-140506*—-o:11279983—-a.10803029—-AA730173—AA730173—-xn 5066302 —–34357—b.419—- b_16 749304——-24923232—-jc38178662—jc 38178662 a……

bynumforeigncurrency - December 14, 2016

I looked at the investment business daily paper and the financial times it is about the Abbie profits top ibd screen with an average earnings growth rate of 23% in the past 4 quarters , abbvie is an income stock with solid profits… In fact , the pharmaceutical firm 89 EPs rating is the best among 16 stock in Fridays dividend …abbvie pays a quarterly dividend of 57 cents a share.. The stock has been in a long consolidation since it peaked in July 2015….

216. marcus anthony bynum - February 17, 2017

producers and advocates… Demand has been growing year over for our show …As part of the lvcva expansion and renovation program it is a 600,000 square foot plan.. begin in 2018 in las vegas For the first time , people who attend ces will be able to merge their attendance .. Once a delegate purchases a monorail will be given to encode that onto the ces badge…..

217. marcus anthony bynum - February 17, 2017

Surely , we err we suppose that improvement in our public schools depends upon how long we make the list of qualifications.. for the position …. Clear expectations needed for the viewpoint.. What we probably require is not some new official – how ever qualified , certified , or recommended as particularly likely to be useful…

218. marcus anthony bynum - February 17, 2017

The word used by the fair , which runs september 10-18 is renewal , but this does not fully capture some of the more controversial evolutions .. the fair while still called the biennale – will now occur every , instead of two….

219. marcus anthony bynum - February 17, 2017

I went to united way and talked to an case worker and she did some research on the colorado enterprise fund… were in Colorado it is a statewide nonprofit community development financial instituition providing loans to small and startup business that is unable to receive bank financing , and provide low or no cost technical assistance to our borrowers to ensures they succeed ….

220. marcus anthony bynum - February 17, 2017

For bessel and others , Nolte too often crafted his theories as arguments backed up by rigorous analysis .. For example , one passage of noltes 1986 articles read , Did not the gulag ….A prolific author , he angered scholars in Germany , Israel , the English – speaking world and farther afield…

221. marcus anthony bynum - February 17, 2017

Solutions and guidance for your financial goals today , and the life you envision tomorrow…. news from Chase bank… Chase will not authorize purchase that exceed the available balance on your card….Standard overdraft practice : what it is it is no guarantee chase will always pay your overdraft transaction, and if we do not pay your transactions , the transaction will be declined… all sources come from cahse bank…

222. marcus anthony bynum - February 17, 2017

now lets get back to getting started with some oil companies on considering a home based business ??.. Ask yourself Can I switch from home responsibilities to business work ?? Do I have the self – discipline to maintain schedules??? Can I deal with the isolation of working from home ??? Am I a self starter….The zoning regulations – If your business operates in violation ofthem , you could be fined or shut down… Product restrictions – certain products cannot be produced in the home source from Oklahoma small business 2009-2010…8 years ago…..

223. marcus anthony bynum - February 17, 2017

Lets look at academy bank … After a decade of expansion , the bank grew by acquiring Army national bank … The move allowed them to offer consumer banking and lending services in addition to real estate loans .. This bold step helped Dickinson financial grow from rural agricultural bank into I guess a full modern day bank today serving the armed forces and the military community …academy bank is so called committed to delivering solution that help our customers achieve financial freedom and peace… Academy bank keep telling everybody the bank is full service and ready to serve you … … Now i think that the government have their work to do in the armed forces , but keeping up with the economy is can full serve a stimulus package .. Maybe an economic recovery stimulus package agreement can reopen some ways when it is hard to get help from the bank … The Obama admin , and part of the bush admin should recover a stimulus for the trump admin too….

224. marcus anthony bynum - June 4, 2017

i Looked at the Bentley collection includes handmade sunglass to golf clubs , fragrances , leather goods furniture is marked under Bentley home…Phish pays tribute to David Bowie in halloween bash ..This veteran jam band delivered a stunning remembrance of david bowie by performing The rise and fall of ziggy stardust and the spiders from mars…Constantly connect .. Interacting with employees and customers on a regular basis is the key to success , Goldstein says.. Authentic communication at all levels and the encouragement of feedback is how you find out what’s really going on…

225. marcus anthony bynum - September 17, 2017

whats going on in today’s news…

226. marcus anthony bynum - September 17, 2017

I seen some virtualized network to isolate infected host using cloud computing capacity to run algorithms to detect malware , Pritchard said in a september report ..Gartner analysts lawrence pingree says cloud – based services usually offer a discount …. Cloud based malware sandbox have been introduced by many firewall providers … Snapchat , the smart phone also offers social network which allows users to send temporary photos and videos to one another….Now you can check out the articles from monticeto news and find out that there were people bringing help on the way they love to put the letter to an insights that comes from northern virginia an area notorious for traffic problems .Around six years ago

227. marcus anthony bynum - September 17, 2017

Go in mcdonalds and look at the daily sheets that comes with a order of food and find out what they write on the everyday business such as worldly word scramble scan the globe . then unscramble the continent names and write them on the lines below it … journey the world with wonder and laughter .. Once you land home , continue the fun and games when you download the free mcplay app…

228. marcus anthony bynum - October 25, 2017

I looked at the wiki on the family of donald trump and found that there are some good things than rather here about the protest towards the inarguration.. The Trump family of the united states are broader originating from Germany there current reigon is Manhattan , New york city… If there is some financial education about the new president there maybe multiple comment threads about it….

229. Marcus Bynum - March 7, 2019

I got some more information about small business success …Will talk about it soon…

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: