Net Worth – Apr 2008 April 30, 2008
Posted by pf in Net Worth Update.Tags: 401k, average net worth, CD, certificate of deposit, Credit Card, debt, march, net worth, Retirement, roth ira, stock market, what should my net worth be
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My net worth in Sept 2007 was $555,433 and in Feb 2008 sat at $556,032 for a whopping gain of $599 (I guess I should be thankful it wasn’t negative?!). In March, we finally started to see some healthy movement to the upside. This month, the stock market followed it up with a strong showing that pushed my net worth to $598,677. I don’t know whether it will be short-lived, but a treat to see an increase two months in a row.
In general, April was another quiet month with no major purchases to speak of. However, I did complete my 2008 Roth IRA contributions (trying to buy while it was down…hopefully as low as we’ll see in 2008). Anyway, here is the breakdown:
NET WORTH FOR APRIL
| 2 Mo Ago Jan – 08 | Last Month Mar – 08 | This Month Apr – 08 | Monthly Change | Monthly Change % | |
| Cash | 130,899 | 152,888 | 144,405 | -8,483 | -5.55% |
| 401(k)/IRAs | 248,376 | 248,608 | 273,651 | 25,043 | 10.07% |
| Home | 290,000 | 290,000 | 290,000 | 0 | 0.00% |
| Other Real Estate | 130,000 | 130,000 | 130,000 | 0 | 0.00% |
| Total Assets | 799,275 | 821,496 | 838,056 | 16,560 | 2.02% |
| Home Mortgage | 124,439 | 123,675 | 122,909 | -(766) | -0.62% |
| Other Mortgage | 107,373 | 107,054 | 106,716 | -(338) | -0.32% |
| Credit Card | 11,431 | 13,280 | 9,754 | -(3,526) | -26.55% |
| Other | 0 | 0 | 0 | 0 | 0.00% |
| Total Liabilities | 243,243 | 244,009 | 239,379 | -(4,630) | -1.90% |
| NET WORTH | 556,032 | 577,487 | 598,677 | 21,190 | 3.67% |
APRIL HIGHLIGHTS
- Stock market makes solid gains overall
- Completed 2008 Roth IRA contributions
- Fed cut once again at the end of the month…looks like they may pause for awhile. Those 5%+ CDs we opened just before the cuts began are looking better and better
- Reduced credit card balances a bit. I know I had said we were back on the credit card arbitrage wagon. We still are, but I’ve not really ramped up new credit to take full advantage and paid some off to stay well within the limits (I don’t want to be guessing whether or not I’m close and get hit with some stupid charges that wipe out any benefits)
- Did a tune-up on our monthly process of paying bills. A few loose ends to tie up, but much smoother
MAY PREVIEW
- April results – may I order another please?
- I’m still not sure about the exact timing, but expecting a one-time payment that all things being equal, should push us solidly into $600K net worth
- Keep plugging along…
My Personal Finance Odyssey 
business from khaleej times is very costly where can you get the direct contact or leader to the subscriptions to paper …. the only thing i could think about is getting in contact with project on government oversight… is an organization that can help get through articles in multiple newspapers… now the khaleej times have a big business section that can help out this publication have some authors that can reach the khaleej times , but there is a production problem….by issac john.. nakheel repays dh2.35b to banks 18 months early the developer said the early repayment –part of dh2.35billion due to be repaid to banks in september 2015 – reflected the strong financial performance of the company post –restructuring….
steuarts tea- by george stuart.. the original ceylon tea people… the finest teas from dimbula region in sri lanka are blended together to bring out a cup with good aroma and refreshing taste … this tea contains no added flavours preserving its original taste….
by participipating restaurants fromm dennys…signature diner roasts … know what goes great with blueberry pancake puppies? a delicious cup of our signature diner roast coffee, choose from mild, bold or decaf.. then sip and dip to your hearts content…i guess that dennys have good food…
dominos american legends philly cheese steak… maybe try dominos pasta.. chicken alfredo, or pasta primavera.. italian sausage- marinara.. stuffed cheesy bread 5.99.. boneless chicken 8 for $6.99 .. 14 for $ 10.99, 40 for $26.99… spice mix for butter chicken made in karachi pakistan… juicy chicken in rich tomato – butter sauce … imported by … gold coast… the spice mix about business permits – licenses… dominos american legend small pizza $10.99 medium $13.99 , large pizza $16.99…for your dining pleasure….spice by karachi pakistan , and is imported by gold coast.. dominos pizza by dominos ip holder…
you can also get the fried rice .. shrimp fried rice small 4.50 , medium 6.50 large 7.85 , beef fried rice small 4.50 medium 6.50 large 7.85or you can try the crab meat fried rice small 6.75 , medium 8.00 , large 11.35..by china inn deli carry out min , order $10.00 or more on delivery…in washington d.c serve delious chinese food…
washington d.c business is bus boys poets… founded in washington d.c
design recipes and interiors hardwood flooring pros and cons by … rosemary sadez friedmann, and cathy hobbs… sources from the santa Barbara newspress … hardwood flooring is considered a hallmark for floor covering . It has been used for ages and gives a warm and inviting look to any home . the reason I can say to any home is because these floor coverings range from elegant to rustic in the choices… soft lights .. bright , harsh lights tend to result in a severe and unwelcoming atmosphere . Table and floor lamps are a welcome and will produce a soft , inviting light….
surprisingly , almost none of the physical activities appeared to offer any protection against dementia .. was led by the albert Einstein college of medicine in new York city and funded by the national institute of aging ….published by the new England journal….
investors wait for twitter by leslie picker… investors awaiting their first peek at twitters financials will focus on one key data point; how much the san Francisco microblogging services makes from each pair of eyes…now lets get back to the interior flooring .. The interior ministry on wedsnesday called the fence unworthy of the historic location . it is now installing lights and movement sensors to deter people from relieving themselves .. the government also warned that peeing in public is punishable by a 140 – euro (175 $) fine…. that’s news from the ministry of interior….
looking for a turning point the cause of these two problems is the same :the pace of capital growth has consistently outpaced earnings and cash flow for the past decade .. and the context of what we observe today it is difficult to convincingly argue that the sector is cheap.. yes , the accounting pe is 30 % below the market and 10 % below its trailing 7 year average relative to the market ….. by deutche bank ag/London
I looked at the mcdonalds website and ther are some mcdonalds global political activity guidelines… the mcdonalds standard of business conduct we give back to our communities … The community and giving back … mcdonalds has a long , proud tradition of giving back to our local communities .. we know it is the right thing to do.. and that is one of our great strenths.. As leaders in social responsibility , We have a positive influence on our neighborhoods…Any request for political contribution to a single candidate , political party or ballot initiative that will aggregate to more than u.s $100,000 in a calendar year requires the approval of the mcdonalds area of the world president who oversees the market where the contribution will be made … That is a source from mcdonalds standard of business conduct….
the superior court of California sentence 100 yards from the location all wells fargo branches in culver city…. the defendant is me the author of this publication marcus anthony Bynum foreign currency Washington d.c the conditional sentence impostion of sentence a period of 12 months and a restriction fine total court and fine fees are 234.00 ….
I looked at the 2.3 application information and processes …2.3.9.3 Modified submission policy for appointed members of nih review and advisory group and reviewers with recent substantial service… An alternative submission policy is available for certain applications submitted pd/pi individuals serving as appointed members of nih chartered standing study sections… The committees , and or peer reviewers who have served as regular six times in 18 months.. the policy will apply to R01 , R21 , and R34 …No later than 120 days after receipt with a multiple pd/pi model… eligible members as sponsers for fellowship and mentors for career award applications….
An identical application to one or more components of the phs are not allowed , and the nih will not accept similar grant applications with essentially the same research focus from the same application organization …. Also on behalf of the principal investigator are the original works of the principal investigator and have not been used elsewhere….
I looked at the breitling royalty property production website and saw some interesting things about the penn Permian basin ….The Permian basin schematic includes the Delaware basin, central basin platform , midland basin …. The groundwork comes with bell canyon , cherry canyon , brushy canyon… The san andres , Upper spraberry , Middle spraberry , Lower spraberry and the dean lower Lenard , and wolfcamp…The Atoka is at the bottom of the of the penn Permian basin…..Also need more research on oil basins…. It comes from the property production …..
I looked at the midland texas listing for oil companies and found a company with the same last name is mine it’s called Bynum oil company 31 years in business categorie – petroleum products , petroleum oils media innovation group….
I looked at Ann Bynum royalty trust for mineral rights she has a floor on mineral rights in the united states…
Bynum family crest where did the Bynum family come from where did ..What is the Bynum family crest coat of arms.. the name Bynum comes from Britain is one of the most ancient from the original family living in Norfolk…First found in 1066 long before the norman conquest the spelling of Bynum is different baynham, bayneham, bainham, banam , and others…
The city of Fairfax business license appliocation due within 30 days of starting business they have service description Enter estimated 2016 gross receipts on line 1 column b.. for license based on flat rate enter on line 2….There also a minor home occupation permit with a city code it says the minor home occupation means the use of an area located within a dwelling unit for business or commercial purpose by a person for whom the dwelling unit is the primary residence and which he does actually reside during business hours…..in some states there are no vehicle or equipment storage . no employees other than a member of the family residing on the premises….only 1 commercial vehicle under 9,000 pounds gross weight may be located on premises…
Look for salary growth .. Wages for many low – paying positions are also on the rise , minimum -wage increase likely helped baristas make the list..Their wages rose 6% to $ 23,600 in 2015..
wardman : developer outlines long term plans… At the earliest , changes wouldn’t begin at the site until 2018 , developers said.. The project will need to go through the district’s planed-unit devolpment process , involving community review and ultimately zoning approval… 056888691, 24923232, xn 5066302, b3 5151104, 91833450, 43903218, aa730173, d94223831 f, l 78460883 p, jj19146944 b, mb 27349979 b, mc08614965 b, gk 47722983….
gross sales 1000.0 tax measure 1000.0 state , cnty tax 67.00 local tax 10.00 , district tax 14.00 rptd total tax 90.00 amt paid 97.78..2q 2016.. 1q 2016 1150 gross sales purchase price 50.00 tax measure 1200.00 state cnty tax 78.00 local tax 12.00 , district tax 17.00, rptd total tax 107.00 amt paid 113.28.. 4q 2015 gross sales 650.00 tax measure 650.00 state cnty tax 43.00 local tax 7.00 , district tax 9.00 rptd total tax 59.00. rptd penalty 6.00 amt paid 60.19…
Energy ipo,s next as oil rises. Extraction Oil & gas looks to rause $550 million by offering 33.3 million shares at a price range of 15 to 18 . It will list on the Nasdaq under the ticker xog and is due to begin trading Wednesday. Another ipo in the energysector is oilfield service provider Mammouth Energy services , which looks to raise $128 million .The energy sector is poised for growth…
fALLS CHURCH DECISION TO COME NEXT MONTH ON HEFTY DEBT LIFT… wITH THE PROSPECT OF FINANCING FROM FALLS CHURCH CITY HALL TO DASH THE MARY RILEY STYLES library RENOVATION AND EXPANSION PROJECT IN AN EFFORT TO CASE THE TAX AND DEBT BURDEN ON TAXPAYERS WAS AT LEAST TEMPORARILY SHELVED BY THE CITY COUNCIL AT ITS WORK SESSION MONDAY NIGHT….
if you want to maximize your social security payouts , maximizing your taxes , get the most from medicare , and pay out less for everything just because your over 50, you need the authors provide many helpful tips with full explanations…
What kind of insurance do I need and how much ? Life and disability insurance replace income , but you also need to think long term . Are your retirement investments falling short of your target ? what if you live longer expected or have significant healthcare or long term care needs ? There are several types of insurance options for you to consider..Universal / whole life insurance can be used as an additional tax – deffered savings vehicle that can help fill in gaps in your retirement planning , even if you don’t have a family depending on your income…
The maximum debenture , or long term loan is 5 million for business that create a certain number of jobs or improve the local economy : 5 million for business that meet a specific public policy goal , incliding loans for aiding rural development and expansion of small business owned by veterans , women and minorities : and 5.5 million for manufactures and energy related public policy projects….
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Net Worth
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plans to restructure the champions league to make it more likely that the richest football club will retain their position in europes most prestigious competition each season have been shelved , after the controversial proposals failed to gain support from team across the continent ….Monetary policy to remain prudent in h2…. Chinas monetary authority will remain a prudent monetary policy in the second half of this year , although some external factors may add to economic growth pressure according to the countrys central bank …..
more on chinas monetary policy The growth pace of m2, a broad measure of money supply that covers cash in circulation and all deposits , slowed to 8.1 percent by the end of july… its lowest level since december 2018 , data from the peoples bank of china , the central bank , said monday…
the new yuan denominated loans stood at 1.06 trillion yuan (150.06 billion) in july down from 1.66 trillion yuan in june….Also through small business administration there is another thank you for the webinars on 7 way for your small business to make money on amazon ….Among the suggest reforms was the creation of a promotion and regulation system with the top 24 teams…
destruction of this sign in Fairfax violates federal law….any questions go to the patent and trademark not the copyright ©️ office….
working or placing anything or making an attachment on highway right away etc…report sign damage or theft please on multiple medians……
Working on multiple median signs where it’s legal to panhandle and come across some food….The name of the business is Alta strada save on every online order Eliminate those pricey third delivery fees that seem to change every time you place an order… Next time you place order directly from our website and pay a lower, flat delivery fee every time ….this source so say comes from the Alta strada family…. Caution if the food looks funny contact the patent and trademark ™️……
the government of copyright crown copyright.gov may have info on British embassy,s in other countries…. please keep it safe if you’re traveling….Now travelex currency should be back in business in the u.s to handle the situation, if you buy foreign currency to travel to that country maybe visit the copyright office and either create a book or expand it….any feedback????…
going to fidelity investments welcome me to start investing with your goals in mind 1 out of 4 tasks completed… brokerage 241975796… Foreign currency is subject to economic and political risks of emerging markets and countries… Wall Street have hot inflation data cuts hopes ask Thomson Reuters….need to finish a few steps on sep-ira account…past performance is no guarantee for future results…current performance can make a difference…. fidelity is digital assets not physical lucrative… it’s provided by National Financial Services LLC so called……
After cleaning up the floor you should get a ink 🖊️🖋️🖋️ pen and try to write out the solution of your dirt 😉😉 😉 you will feel good 💯 it’s documented … Plus you have something to read, like readers digest….